Buying a house as a major event in life, it is advisable to plan well in advance, especially for those who come to buy a house for the first time, to consider the location, support, price, and other comprehensive factors of the house, as well as the annual cost of property tax and insurance after purchase. All aspects should be taken into consideration when selecting a home. If you are considering buying a home, make sure you read this guide.
Location is important when buying a home, so how do you look at location when buying a home?
①Transportation: transportation is one of the main factors that we consider when choosing a property to buy. In our daily life, whether we drive or take public transport, the convenience of transportation will save you a lot of time.
② Supporting: The relationship between the surrounding facilities of the house will directly affect the convenience of the owner's life after moving in, including, for example, supermarkets, large shopping malls, etc., shopping places and daily life; there should be equipped around, hospitals, banks, post offices The supporting facilities are directly related to daily life, especially hospitals are essential, if an emergency situation occurs, so that patients can get the fastest medical treatment. Education, the education of children is a key concern for parents, so the education package around the house is also extremely important.
Are you prepared to have enough money?
When you are looking at a certain house, you must ask the unit price and the total price of the house in advance, so that you can have a better idea of what to expect, so that you do not exceed your budget and cause too much burden to your future life. Therefore, it is important to follow the principle of price priority when buying a house.
Property tax, insurance and other fees. Under the relevant policy, property tax is paid annually and is set by each state government according to its own circumstances. The tax rate is generally between 1% and 3%. In busy areas, where local universities, medical care and other public facilities are better, more property tax is paid when the area tax rate is higher. This means that not only do you have to be prepared to pay for a home, but the annual property tax incurred can be a significant expense. You should also take out home insurance, which usually costs between $1,000 and $1,200 per year for a home between $300,000 and $500,000. You want to protect your home in areas that are prone to natural disasters, such as earthquakes or floods. If you want your home to be protected, take out home insurance.
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