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Top Credit Cards for Students: Rewards and Building Credit History.

Top Credit Cards for Students: Rewards and Building Credit History.

BY Wendy 24 Mar,2023 Credit card student Finance

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Being a student can be tough on your finances, but with the right credit card, you can make your money go further. Whether you're looking to earn rewards or build your credit history, there are plenty of options available. Here are some of the best credit cards for students that you might want to consider.

Discover it® Student Cash Back

The Discover it® Student Cash Back credit card is an excellent option for students who want to earn rewards on their spending. You'll earn 5% cash back on up to $1,500 in purchases in rotating categories that change every quarter. Plus, you'll earn 1% cash back on all other purchases. Discover will also match all the cash back you earn in your first year, making this card a great way to maximize your rewards.

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Capital One® Secured Mastercard®

If you're looking to build your credit history, the Capital One® Secured Mastercard® is an excellent choice. This card requires a refundable security deposit, which will serve as your credit limit. You'll then be able to use the card just like any other credit card, and your payment history will be reported to the credit bureaus, helping you establish or improve your credit history.

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Citi Rewards+® Student Card

The Citi Rewards+® Student Card is another excellent option for students who want to earn rewards. With this card, you'll earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations (up to $6,000 per year), and 1 ThankYou® Point per $1 spent on all other purchases. Plus, every purchase will be rounded up to the nearest 10 ThankYou® Points, so you'll earn more points on smaller purchases.

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Journey® Student Rewards from Capital One®

The Journey® Student Rewards from Capital One® is a great card for students who want to earn rewards while building their credit history. You'll earn 1% cash back on all purchases, and if you pay your bill on time, you'll receive an additional 0.25% cash back, for a total of 1.25% cash back. Plus, after making your first five monthly payments on time, you'll be eligible for a credit line increase.

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Bank of America® Cash Rewards Credit Card for Students

The Bank of America® Cash Rewards Credit Card for Students is another excellent option for students who want to earn rewards. With this card, you'll earn 3% cash back in a category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. Plus, you'll receive a $200 cash rewards bonus after spending $1,000 in the first 90 days.

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In conclusion, there are many credit card options available for students. Whether you're looking to earn rewards or build your credit history, there's a card out there for you. Just be sure to read the terms and conditions carefully before applying, and use your credit card responsibly to avoid getting into debt.

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